---
title: How to add a payment method
description: Step-by-step guide to adding a payment method to your Scaleway account.
tags: billing payment sepa credit-card
dates:
  validation: 2025-09-09
  posted: 2024-02-16
---
import Requirements from '@macros/iam/requirements.mdx'


Before you can order Scaleway resources, you must add a payment method to your account. You can choose between two payment methods: **credit card** or **SEPA mandate**. Virtual and pre-paid credit cards are not accepted.

<Requirements />

- A Scaleway account logged into the [console](https://console.scaleway.com)
- [Owner](/iam/concepts/#owner) status or [IAM permissions](/iam/concepts/#permission) allowing you to perform actions in the intended Organization

## How to add a credit card

Follow our guided tour or read the instructions below.
<GuideFlow src="https://app.guideflow.com/embed/np1n0xoczk"/>

1. Access the [Scaleway console](https://console.scaleway.com/organization).
2. On the **Billing** page, click the [Payment and billing](https://console.scaleway.com/billing/payment) tab.
3. Scroll down to **Payment methods** and open the **Credit card** tab.
4. Click the **Add a credit card** button. A pop-up appears.
5. Enter the details of your credit or debit card.
6. Click **Add credit card** to confirm. A [3D Secure](https://en.wikipedia.org/wiki/3-D_Secure) validation is initiated. Depending on your bank, you may be asked to enter a code received by SMS or via an application on your smartphone.
7. Enter the code and validate the form.
    <Message type="note">
      When you register a new credit card, an authorization charge of **€1** is debited from your account. This **Authorization Charge** is a dummy transaction made to check the validity of the card. The authorization charge will be reimbursed within 48 to 72 hours.
    </Message>
8. Click **Verify**. A pop-up appears.

<Message type="important">
  You can follow the procedure below to add a **debit** card as well.
</Message>

## How to add a SEPA mandate

<Message type="important">
  * This method requires a successful [KYC verification](/account/how-to/verify-identity/).
  * To add a SEPA mandate, both your postal and bank addresses must be part of the [SEPA zone](https://www.ecb.europa.eu/paym/integration/retail/sepa/html/index.en.html).
</Message>

1. Access the [Scaleway console](https://console.scaleway.com/organization).
2. On the **Billing** page, click the [Payment and billing](https://console.scaleway.com/billing/payment) tab.
3. Scroll down to **Payment methods** and open the **SEPA Direct Debit** tab.
4. Click **+Add SEPA mandate**. A pop-up appears.
5. Enter the required information.
6. Click **Add SEPA mandate** to confirm.

<Message type="important">
  If a payment fails because of an invalid SEPA mandate, we will automatically change the default payment device to the next SEPA mandate in the list or, if none was provided, to a valid card (if any) and change the default payment mode to card.
</Message>